You know what You Want to Achieve
We're Here To Get You There
Francisco Martins
NMLS #221132
Branch Manager
What Sets Us Apart
You Deserve to Feel Seen, Heard, and Supported.
What sets us apart is how we show up for you. At think mortgage, you get a team that believes lending should feel clear, honest, and human. We combine smart technology with personal guidance so every step of your journey feels seamless and confident.
Our goal is simple: help you move forward with the mortgage that fits your life.
Questions? Let’s get you home.
Buying a Home?
We help you get pre-approved first.
Want Lower Payments?
That’s called Rate & Term Refinance.
Need Cash From Your Home?
That’s called Cash-Out Refinance.
The Process You'll Engage
We Make It Easy—Here’s How.
Buying a home is a big step but it shouldn’t feel complicated. At think mortgage, we believe confidence comes from understanding what’s ahead. That’s why we walk you through each stage of the process with clarity, communication, and care. From application to keys in hand, you’ll always know where you stand and what’s next.
Step 2: Meet Your Match
Get Matched with a Loan Advisor
A real person, focused on your goals.
Step 3: Prequalify
We’ll review your application and give you a clear view of what you qualify for—so you can shop with confidence or explore refinancing with real numbers.
Step 4: Stay On Track
Use our secure online portal to upload documents, track your loan status in real time, and stay in the loop with automatic updates—no chasing, no guessing.
Step 5: Your Approval
Our team works behind the scenes to verify your info, finalize details, and prepare for closing. If we need anything from you, we’ll make it clear and simple.
Step 6: Close With Confidence
Once your loan is clear to close, we’ll schedule your signing and get you across the finish line—fast.
A PROVEN TRACK RECORD OF CUSTOMIZED SOLUTIONS
Discover American Fidelity Mortgage
Explore Our Branches
Our local branches are built to serve with heart, connection, and a deep understanding of the markets they represent.
Find Your LO
Our advisors take time to understand your goals, explain your options clearly, and support you with every decision.
Client Success
Your success is our success. Every American Fidelity Mortgage client receives support that from pre-qualification to closing & beyond.
Meet Our Programs
We are Here To Answer
Your Questions
How do I Purchase A Home?
What is exactly is a Refinance?
What is A HELOC?
Building Your Experience
How We Show Up for You
We show up with clarity, care, and consistency. From your first conversation to closing day, we take the time to listen, explain, and simplify what can often feel overwhelming. You’ll always know what’s happening, why it matters, and what comes next. It’s how we make your mortgage experience feel personal and built around you.
Some Helpful Resources
Not Sure Where To Start
Start with a conversation. Our team will guide you through your options and help you find the best path forward.
We’ve Helped Thousands.
Here’s What They Say.
Don’t just take our word for it. Hear from real clients who got results faster, smoother, and with more clarity than they expected..
I wanted to take a moment to share my fantastic experience with Anita Perl from think mortgage. She patiently answered all my questions regarding closing costs, rates, and cash to close. If you’re considering buying a home, especially if it’s your first, I wholeheartedly recommend Anita. She truly goes above and beyond to ensure a positive experience.
N. Sally
Working with think mortgage on getting this mortgage has been the best experience! Our LO was so very helpful! She was also very understanding and patient with us. We appreciate all she has done for us! She is amazing at what she does! After all these months of working toward one goal together, she has become like family to us!
P. Cooke
Anthony definitely gets 5 stars! He is a total gentleman, very patient and kind. He is very knowledgeable, and answered every question promptly and thoroughly. I would definitely recommend Anthony, as he tends to every detail with the most professional attitude. He is a pleasure to deal with!
L. Lofaro
when it comes to buying a home,
thing Fidelity
Want to Get Answers Fast? Give us A Call!
Call 973 344 4000
American Fidelity Mortgage LLC 146 Delancy St., Newark, NJ 07105